We all wish we could save more, spend more wisely, and stick to our budgets--but with the average American hanging on to approximately $8,000 in credit card debt, budgeting is clearly not a priority for most of us. The problem is, saving and sticking to a budget is a lifestyle change, which is why saving money is about as easy as losing weight. But no worries--here are 10 great tips for budgeting and saving your money so that you can start making those changes easily and effectively.

1. Be Realistic:
Make sure your budget is realistic. Giving yourself close to no wiggle room will make following a budget more than miserable, and we all know the harsher the budget is, the less likely you are to stick to it.
定一个可行的计划
保证你的计划是可行的，我们都知道，计划定的越死就越难实现，所以要把定一个可行的计划。