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情景会话1 我去买手机
Zoey: Can I pay in installments, or do I need to pay in full at once? （我可以分期付款吗，还是需要一次性付清？）
Shop Assistant: We offer financing options. You can choose to pay in monthly installments.（我们提供分期付款的选项。您可以选择按月分期付款。）
情景会话2 我去修车
Zoey: I need to get some repairs done on my car. Can I pay in installments, or do I need to pay in full at once? （我的车需要修理。我可以分期付款吗，还是需要一次性付清？）
Customer Service: We usually require full payment before we start the repairs, but we can discuss other options if needed.（我们通常需要在开始修理前收到全款，但如果有需要的话，我们可以讨论其他选项。）
