6. Spend Your Savings Wisely
Some people will tell you to invest your savings on the stock market or to put up your own business. Investments and entrepreneurship are high-risk, high-reward enterprises that are great when they succeed, but can fail without commitment and the right sense of direction. As much as rags-to-riches stories about people who made it big never fail to inspire, the truth is that a full-time job is the best way to get you out of a financial rut.
You need to dip into your savings account from time to time to pay the bills. Remember that when you’re out of a job, you don’t have a stable source of income. You also do not have a reliable way to fill up your bank account except for the bank’s interest rates. While you still do not have a job, be more thrifty and be frugal with your expenses. You may need to cut back on unnecessary costs and tighten your belt a bit, but you’ll be able to spend and invest more freely when you finally nail a regular job.
6，理智的使用你的储蓄
一些人会告诉你把你的储蓄投资于股票市场或创业。投资和创业都是高风险的。只有当它们成功的时候才会获得很好的收益。但是选择了错误的方向却会失败。尽管有很多的关于人们从一无所有到一夜暴富没有失败的故事激励你，但真相是找一份全职的工作是使你摆脱经济窘况的最好方法。
你必须时不时的去使用你的储蓄来支付帐单。记住当你失业的时候，你己经没有了稳定的收入来源。你没有了可靠的经济来源来填补除了利息以外的银行账户。如果你没有找到工作，尽量节俭些。你也许需要削减一些不必要的开支勒紧点你的裤带。当你找到了一份稳定的工作的时候你就可以自由的消费和投资了。