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Hi my name is Rebecca and in today's lesson we're going to be talking about money
大家好，我是Rebecca，在今天的课程中，我们要讨论钱
and subject which is obviously very popular and we have a number of words which we use when we talk about money.
显然这是个很受欢迎的主题，谈论钱时，我们有很多可以使用的词汇。
Let's discuss ten of these, okay? So let's start over here.
今天就来讨论其中的10个。开始吧。
What can you do with money? These are ten different activities that you can do with money.
钱可以用来干嘛呢？你可以把钱拿来做十件事。
You could deposit the money in the bank, which means to put your money in the bank, to deposit your money.
你可以把钱放进银行，也就是存钱。
You could take your money out of the bank, for that we say withdraw your money. I can withdraw my money
你可以把钱从银行里拿出来，也就是取钱。我可以把自己的钱取出来。
You could transfer it that means move it from one place to another place. I transfer my money from my checking account to my savings account.
你可以转钱，把钱从一个地方转到另一个地方。我把钱从支票账户转到储蓄账户。
Now I use the past tense. We'll go back and use the past tense afterwards for all of them okay?
我现在用的都是现在时，待会我们会使用过去时。
You can save your money which is of course a very good idea if you're able to do that.
你可以省钱，如果有能力，这当然是个非常好的主意。
You can borrow money. If you don't have enough money, sometimes you have to borrow money from a friend or from the bank.
你可以借钱。如果你钱不够，有时你可以找朋友或银行借钱。
If you borrow money that means you take it temporarily with the intention, with the plan of giving it back,
如果你借钱，那意味着你暂时拿了钱，且要计划还钱，
then you borrow it and whoever gave it to temporarily, they are lending it to you.
不管是谁暂时把钱给你，他们都是把钱借给你的。
So you could say the bank lends money, customers borrow money, alright?
所以你可以说，银行贷款，客户借款。
If you borrow money from the bank, let's say, then you owe money, owe,
如果你从银行借钱，那么你就欠钱了，
it means that you have a debt to the bank and you need to return that money to the bank.
你欠了银行一笔债，需要把钱返还给银行。
usually plus some interest, some extra amount that you need to pay in order to have the right to borrow it. So you owe money to the bank.
通常要再加上一些利息，一些你需要支付的额外的数额来获得借款的权利。所以你欠银行钱。
Of course, we all know how to spend our money, alright?
当然，我们都知道怎么花钱。
When you go shopping, you spend your money. If you spend too much money on something,
当你去购物，你花自己的钱。如果花的太多，
we could say you wasted your money that means you didn't need to spend that much money for something, then we say he wasted his money.
我们可以说你浪费了钱，意味着你不必为此花这么多钱，所以我们说他浪费了他自己的钱。
Of course, you could be a little bit wiser or if you are in a position where you have extra money, you could decide to invest your money,
当然，你可以明智一些，或者你有多余的钱，你可以决定投资，
invest your money in a business, invest your money in the stock market and so on, okay?
投资生意、买股票等等。
So here are 10 words that you can use when you're talking about this important subject of money.
以上是谈论金钱时可以用到的10个单词。
Let's review them again and let's use the past tense for this time.
我们再来复习一下，这一次用过去时。
I deposited the check. I withdrew $500. I transfer $1,000 from my checking account to my savings account.
我把支票存起来了。我取出了500美元。我把1000美元从支票户头转到储蓄户头上。
I saved a thousand dollars this month. I borrowed ten dollars from my friend. The bank lent me money as a down payment on my house. They lent me.
我这个月省了一千美元。我从朋友那借了10美元。银行给我贷款作为我买房的首付款。
He owed the bank a lot of money. He spent a lot of money. He wasted a lot of money on that television let's say.
他欠了银行很多钱。他花了很多钱。他买电视浪费了很多钱。
Or he invested in the stock market. We invested in the stock market. As you can see, some of these are regular verbs where we added ed or d
或者他在股市投了钱。我们偷了股市。大家可以看到，其中一些是结尾加‘ed’和‘d’的规则动词，
and some are irregular verbs where we had to change the ending of the verb to form the past tense form, alright?
一些是不规则动词，需要改变动词的结尾变成过去式。
One last point about this word withdraw in North America, we say withdraw and in England in British English, they say just draw
最后一点关于‘withdraw’，在北美，我们说‘withdraw’，在英国，我们说‘draw’
so they say, I drew some money from the bank and in North America we say, I withdrew some money from the bank, okay?
英国人说，‘I drew some money from the bank’，在北美，我们说，‘I withdrew some money from the bank’。
So now I hope you have ten new words and perhaps 20 along with the past tense form to describe various activities regarding money.
希望大家掌握了这10个，加上过去时是20个描述和钱有关的活动的单词。
If you have any questions about this lesson or if you'd like to do a little quiz about this lesson, please visit our website at www.engvid. com.
如果对本课程有任何问题或想试试小测验，请登录www.engvid. com。
Thanks very much. Bye for now.
非常感谢。再见。
