Dear Annie:My girlfriend and I have been together for three years. When we first started dating, Mary unexpectedly became pregnant and we now have a beautiful child who is our life's joy. I would like to ask Mary to become my wife. Here's the problem: Money is pretty tight with a toddler, so buying an expensive engagement ring will be difficult. Is cubic zirconium worth looking into? I thought I'd get a nice-looking CZ ring and, when things settle down, maybe replace it with a real diamond.
My initial thought is to be upfront with Mary and tell her. Do you think that's a good idea? We have a joint checking account, so she'll know all about my purchases. Is there a good way to mask how much the ring costs?—Perplexed in the Midwest
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