CNBC原文：

The next financial crisis will be caused by private cryptocurrencies, if these assets are allowed to grow, the head of India's central bank warned on Wednesday. "Cryptocurrencies have… huge inherent risks for our macroeconomic and financial stability," governor of the Reserve Bank of India, said at an event. He pointed to the recent collapse of FTX as an example. Das said his main concern is that cryptocurrencies don't have any underlying value, calling them "speculative" and adding that he thinks they should be banned.

印度央行行长周三警告称，如果允许私人加密货币资产增长，下一次金融危机将由私人加密货币引发。印度央行行长在一次活动上表示:“加密货币对我们的宏观经济和金融稳定具有巨大的内在风险。”他以近期FTX的崩溃为例，指出，他主要担心的是加密货币没有任何潜在价值，称它们是“投机性的”，他认为应该禁止加密货币。

1.financial crisis 金融危机

2.cryptocurrency n. 加密货币

3.central bank 中央银行

4.macroeconomic and financial stability 宏观经济和金融的稳定性

5.FTX 一家数字资产衍生品交易所

6.speculative adj. 投机性的，风险性的 （speculative activity 投机行为 speculation n. 投机，投机买卖）

【拓展】

7.digital currency 数字货币

例句：Andy Holder—the chief economist at The Bank of England—suggested that the UK move towards a government-backed digital currency.

英格兰银行的首席经济学家安迪·霍尔德认为，英国正朝着一种由政府支持的数字货币的方向发展。

8.central bank digital currency 中央银行数字货币

例句：The digital rupee is a type of central bank digital currency (CBDC). Many central banks around the world are looking into issuing digital versions of their own currency.

数字卢比是一种中央银行数字货币。世界各地的许多央行都在考虑发行本国数字版本的货币。