可可电台，每期节目一话题，让英语磨练耳朵的同时学到更多有益的小知识，丰富知识的同时受益于生活。

costing habits

浪费钱的小习惯

You think you would never spend this much money, and then spend it

你觉得自己绝不会花那么多钱，然后花了。

My friend and NYT best-selling author Ramit Sethi likes making fun of people who think they will never spend, e.g. $30,000 on a wedding. But when time comes, and it's their turn to get married, they spend it.

我朋友和《纽约时报》畅销作家Ramit Sethi喜欢取笑那些总觉得自己不会花那么多钱的人，比如花3万美元筹办婚礼。但轮到他们结婚的时候，似乎花的也不少哦。

I'm not criticizing spending money on your wedding here. I'm just saying that had you accounted for the "having a big wedding" scenario, you might have saved more in the past, and hence not need to get into credit card debt.

我不是说不该在婚礼上花钱。我只是说如果你已经考虑了一幅“有个盛大婚礼”的场景，你就应该开始节约用钱，这样以后才不至于成卡奴。

【知识点津】

account for 说明（原因、理由等）； 导致，引起； （在数量、比例上）占； 对…负责

例句：

Now, the gene they discovered today doesn't account for all those cases.

不过，他们现在发现的基因无法解释所有的病例。

scenario n.（行动的）方案； 剧情概要； 分镜头剧本

例句：

Let me suggest a possible scenario .

我来设想一种可能出现的情况。

hence adv.因此，所以； 从此； 从此处

例句：

It's handmade and hence expensive.

这是手工做的，因此很贵。

credit card debt 信用卡债务

例句：

All major credit cards are accepted at our hotels.

我们的饭店接受所有主要的信用卡。

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