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本听力材料来自于老托partb，partc，是公认实施有效的听写材料，对于上手托福时间不长的同学非常适合。我曾经一次短时间备考听力提高了7分也归功老托。希望大家和我一样一定要坚持下来噢。相信坚持学习的同学听力上都会有很大的飞跃！
Nopain, no gain.我们的安排是这样的，第一遍用听力软件精听材料（建议做单句听写，听写的时候不要偷看我给的挖空题），然后按照我给的挖空题填关键词，回复后即可看到听力原文和文章精解，我将把难点和易错点oneby one 分析给大家。
回复填空答案格式如下：1____2____3____...et.al.
I hope you've all finished reading the assigned chapter on ______ so that you're prepared for our discussion today. But, before we start, I'd like to mention a few things your text doesn't go into. It's interesting to note that insurance has existed in some form for a very long time. The earliest insurance policies were what we called ______ contracts. They provided shipping protection for merchants as far back as 3000 B.C. In general, the ______ were often no more than verbal agreements. They granted _______ to merchants with the ______ that if a particular shipment of goods was lost at sea, the loan didn't have to be repaid. ______ on the loans varied according to how risky it was to transport the goods. During periods of heavy ______ at sea, for example, the amount of interest and the cost of the policy went up considerably. So, you can see how insurance helped encourage international trade. Even the most ______ merchants became willing to risk shipping their goods over long distances, not to mention in ______ weather conditions when they had this kind of protection available. Generally speaking, the basic form of an insurance policy has been pretty much the same since the Middle Ages. There are four points that were ______ then and remain ______ in all policies today. These were outlined in chapter six and will serve as the basis for the rest of today's discussion. Can anyone tell me what one of those points might be?
