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Lesson 17 Medical Insurance
医疗保险
Planning is important in almost anything you do.
万事皆需有计划。
No matter what you are doing, taking time to plan ahead can help you reach your goal.
无论做什么，事先花点时间计划一下都能助你实现目标。
The purpose of insurance is to help you plan for serious, costly emergencies.
保险的目的就是帮你为严重的、要花很多钱的突发事件作出计划。
Probably the most important kind of insurance is medical insurance.
最重要的保险或许是医疗保险。
Medical insurance can be very expensive.
医疗保险可能十分昂贵。
The cost for this kind of insurance is going up.
这种保险的费用正在上涨。
Like most people, you may not be able to afford all kinds of insurance you need.
和大多数人一样，你也许难以负担你可能会需要的所有保险。
Many people think that if you could only afford one kind of insurance, you should buy health insurance.
许多人认为如果你只能买得起一种保险，你应该买健康险。
If you can afford only a small amount of health insurance,
如果你仅能支付得起健康保险中的一小部分，
it is best to insure yourself against the big unexpected costs and pay the smaller common bills yourself.
最好是保一份重大意外险，小额普通账单你自己付就行了。
There are different kinds of insurance you can get.
你可以参保的险种有很多。
Hospital Expense insurance will pay for any costs you incur while having to be in a hospital.
医院费用保险会支付你在医院中的任何开销。
Surgular Expense insurance will pay for any nonsurigcal treatment.
手术费用保险会支付医生为你手术的费用。
Medical insurance will pay for any non-surgical treatment.
常规的医疗保险会支付除手术费外的所有费用。
Disability Income insurance will help pay for living expenses if you are sick and cannot work.
如果你因病无法工作，无收入能力保险会为你支付生活费。
Life Insurance Miss Green, do you have life insurance fight now?
格林小姐，你现在买了人寿保险吗？
No, I don’t. I don’t have a family, so I don’t think I need it.
没有。我还没成家，所以我想我不需要。
This year our company is offering a new plan especially for single people like you.
今年，我们公司专门为像您这样的单身人士推出了一项新计划。
I think you might be interested.
我想您也许会感兴趣。
Thank you, but I’ve never thought about it before.
谢谢，不过我还从来没考虑过这个问题。
It’s OK. I’ll leave the pamphlet here.
没关系的。我把宣传册留在这里。
If you need more information, you can call me any time.
如果您需要更多的资料，您可以随时给我打电话。
Life Insurance Miss Green, do you have life insurance fight now?
格林小姐，你现在买了人寿保险吗？
No, I don’t. I don’t have a family, so I don’t think I need it.
没有。我还没成家，所以我想我不需要。
This year our company is offering a new plan especially for single people like you.
今年，我们公司专门为像您这样的单身人士推出了一项新计划。
I think you might be interested.
我想您也许会感兴趣。
Thank you, but I’ve never thought about it before.
谢谢，不过我还从来没考虑过这个问题。
It’s OK. I’ll leave the pamphlet here.
没关系的。我把宣传册留在这里。
If you need more information, you can call me any time.
如果您需要更多的资料，您可以随时给我打电话。
